Peace of Mind Financial Independence
What is true wealth? Castlebay Financial understands that true wealth means being able to share your life with the people you love, free from financial anxiety. We help individuals and families to safely grow, preserve and protect their wealth with comprehensive financial retirement planning.
What are your priorities for retirement?
- Maintaining or even enhancing your current quality of life?
- Investing conservatively with your retirement assets?
- Providing for your future Long Term Care needs without fear of depleting your assets?
- Avoiding reliance upon Social Security?
- Creating strategies to minimize future taxes?
- Leaving a legacy that conveys your values & your assets?
- Building a coordinated plan to preserve your wealth that ensures adequate levels of retirement income?
What's your plan? Financial independence doesn't just happen; a fulfilling retirement requires a plan and we can help you design it. Often, that comprehensive plan is the missing ingredient, the factor that can make a retirement transition more orderly, and potentially make it more rewarding in years to follow.
Our reputation is built on a long track record of working with people who like to succeed. If you want to secure your financial future, let us show you how. That's our job and we do it well. Call us today at 941-371-6100 to set up an appointment
The Value of Insuring Against Life’s Risks
Building wealth requires protection from the forces of wealth destruction.
A Brief History of Estate Taxes
Federal estate taxes have long since been a lucrative source of funding for the federal government.
Social Security: The \$64,000 Question
One of the most common questions people ask about Social Security is when they should start taking benefits.
An increasing number have been developed to help individuals with their personal finances.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
These food myths will really put a drain on your wallet.
A few strategies that may help you prepare for the cost of higher education.
For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
Lifestyle considerations in creating your retirement portfolio.
Use this calculator to better see the potential impact of compound interest on an asset.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
Estimate how much you have the potential to earn during your working years.
This calculator can help determine whether it makes sense to refinance your mortgage.
This calculator shows how inflation over the years has impacted purchasing power.
Use this calculator to estimate your capital gains tax.
There are some key concepts to understand when investing for retirement
There are some smart strategies that may help you pursue your investment objectives
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are a number of ways to withdraw money from a qualified retirement plan.
How federal estate taxes work, plus estate management documents and tactics.
Principles that can help create a portfolio designed to pursue investment goals.
It’s never a bad time to speak with your financial advisor about changes in your situation.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
What is your plan for health care during retirement?
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
A special needs trust helps care for a special needs child when you’re gone.