Peace of Mind Financial Independence
What is true wealth? Castlebay Financial understands that true wealth means being able to share your life with the people you love, free from financial anxiety. We help individuals and families to safely grow, preserve and protect their wealth with comprehensive financial retirement planning.
What are your priorities for retirement?
- Maintaining or even enhancing your current quality of life?
- Investing conservatively with your retirement assets?
- Providing for your future Long Term Care needs without fear of depleting your assets?
- Avoiding reliance upon Social Security?
- Creating strategies to minimize future taxes?
- Leaving a legacy that conveys your values & your assets?
- Building a coordinated plan to preserve your wealth that ensures adequate levels of retirement income?
What's your plan? Financial independence doesn't just happen; a fulfilling retirement requires a plan and we can help you design it. Often, that comprehensive plan is the missing ingredient, the factor that can make a retirement transition more orderly, and potentially make it more rewarding in years to follow.
Our reputation is built on a long track record of working with people who like to succeed. If you want to secure your financial future, let us show you how. That's our job and we do it well. Call us today at 941-371-6100 to set up an appointment
A Fruitful Retirement: Social Security Benefit
Taking your Social Security benefits at the right time may help maximize your benefit.
Charitable Giving: Smart from the Heart
Do you have causes that you want to support with donations? Here are three tips.
What Is a 1035 Exchange?
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
How much do you know about one of the most important tools you have to help protect your and your family’s financial future?
The tax rules governing profits you realize from the sale of your home have changed in recent years.
Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right
Five creative (and inexpensive) ideas for motivating your employees.
What can be learned from the savings rate?
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Estimate your monthly and annual income from various IRA types.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Use this calculator to estimate your capital gains tax.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
Using smart management to get more of what you want and free up assets to invest.
Learn more about taxes, tax-favored investing, and tax strategies.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
A special needs trust helps care for a special needs child when you’re gone.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
$1 million in a diversified portfolio could help finance part of your retirement.
What are your options for investing in emerging markets?